By Brenda Tapia, Local Real Estate Attorney in the Riviera Maya
As a local real estate attorney here in the Riviera Maya, I understand that property taxes (known as predial) might not be the most exciting topic—but trust me, they’re essential. Paying your predial isn’t just a box to check off; it’s an opportunity to contribute to Tulum’s growth and ensure you’re making the most of your investment in this beautiful region. Let me break it down for you in a simple, fun, and digestible way—just like I would for any of my clients.
What is Property Tax and Who Needs to Pay?
If you own a home or any property here in Tulum, predial is your responsibility. It applies to all types of real estate—whether it’s the house you’re living in, a vacation rental, or a piece of land waiting for your dream home to be built. If you acquired your property through purchase, inheritance, or even a trust, congratulations—you’re part of the predial club!
How is Property Tax Calculated?
The amount of tax you pay depends on the value of your property. Specifically, it’s based on the highest value from these categories:
- Cadastral Value: This is the official value registered with the municipality.
- Bank Value: The value assigned during financing.
- Declared Value: The price you declared when you purchased the property.
- Potential Income: If your property generates rental income, that’s considered too.
The tax rate ranges from 0.0017 to 0.00567, depending on the property’s type and location.
Why Pay Early? Discounts!
Here’s where things get exciting: paying your predial early means you can score some pretty great discounts.
- January: Save up to 30%!
- February: Get 15% off.
- March: Enjoy a 10% discount.
Pro tip: If you plan ahead and pay in January, you’ll save money that you can put toward something more fun—like a beach day or home upgrades.
How to Pay Your Property Tax
Paying your predial in Tulum is easier than ever. Here’s how you can get it done:
- Online Portal: Register through the official portal using your cadastral certificate and ID. It’s quick and convenient, and they even have tutorials to guide you.
- Email Assistance: Email your account statement request to predialtulum@gmail.com. Be sure to include your cadastral certificate, identification, and a signed authorization letter.
- Direct Assistance via WhatsApp: Need a helping hand? Send a message to +52 984 871 21 01, and they’ll walk you through the process.
Why It Matters
Keeping up with your predial isn’t just about avoiding penalties—it’s about being part of the vibrant and growing community here in Tulum. Your contributions help fund infrastructure, public services, and the continued development of this paradise we call home.
As your trusted real estate attorney, I’m here to help you navigate the ins and outs of property ownership in the Riviera Maya. If you have questions or need help with your predial, feel free to reach out. After all, paying your property taxes should be stress-free—so you can focus on enjoying your piece of paradise.
See you around town,
Brenda Tapia
Local Real Estate Attorney in the Riviera Maya